My Account

Estimated Distributions

Understanding types and why funds pay them

Don't let tax time catch you off guard. Review initial distribution estimates for many of our funds.1, 2 For your non-retirement accounts, these numbers can help you gauge the income and capital gains that appear on your Form 1099-DIV in late January (mid February for real estate funds).

There are two types of distributions: income and capital gains. Mutual fund companies must pass along 98% of net investment income and 98.2% capital gains to their shareholders.

You could receive income distributions if the securities in your fund pay dividends or interest.

You may receive capital gain distributions if the sale of securities within your mutual fund creates a profit. These gains will be designated as short- or long-term based on how long the securities were held in the portfolio, not on when you purchased fund shares.

Why Do Funds Pay Distributions?

Tax rules require mutual funds to distribute 98% of net investment income and 98.2% capital gains to shareholders each year. The rules also allow mutual funds to offset capital gains with losses carried forward from a prior year.

Why are Some Distributions Larger than Others?

The amount of a distribution can increase when the dividend payments or profits increase. A fund's capital gain distribution, however, is not necessarily a reflection of its overall performance. Because regulations regarding distributions are complex, you may want to consult a tax advisor about your circumstances.

American Century Investments® pays per-share distributions to shareholders invested on the fund's record day. On the Payable Date, each fund's share price is reduced by the amount of its distribution.

If distributions are paid to your account, you will see them on your fourth quarter statement and for taxable accounts in taxable funds, on the IRS Form 1099-DIV you will receive in January.

When Can I Expect Tax Information?

You can view distributions paid in December on your annual account statement, which is sent in early January. If your fund pays a distribution to your taxable account or you have sold shares, we will mail your tax forms by the end of January. For Real Estate Fund and Global Real Estate Fund shareholders, we will mail your Form 1099-DIV/B in late February.

Mutual Fund 2024 Distributions

Estimated distributions as of October 31, 20242

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

Balanced Fund

12/17/2024

0.0826

12/17/2024

0.0000

0.0000

California High-Yield Municipal Fund

Daily

Daily

12/05/2024

0.0000

0.0000

California Intermediate-Term Tax-Free Bond Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Core Plus Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Disciplined Core Value Fund

12/17/2024

0.1129

12/17/2024

0.0000

0.0000

Disciplined Growth Fund

12/17/2024

0.0000

12/17/2024

0.0000

10.0167

Diversified Bond Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Emerging Markets Debt Fund

12/17/2024

0.1076

12/17/2024

0.0000

0.0000

Emerging Markets Fund

12/17/2024

0.0871

12/17/2024

0.0000

0.0000

Emerging Markets Small Cap Fund

12/17/2024

0.0000

12/17/2024

0.0000

0.0000

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

Equity Growth Fund

12/17/2024

0.0372

12/17/2024

0.0000

0.0000

Equity Income Fund

12/17/2024

0.0686

12/17/2024

0.0065

0.7046

Focused Dynamic Growth Fund

12/05/2024

0.0000

12/05/2024

0.0000

0.0000

Focused Global Growth Fund

12/17/2024

0.0165

12/17/2024

0.3447

0.9484

Focused International Growth Fund

12/17/2024

0.0158

12/17/2024

0.0000

0.0000

Focused Large Cap Value Fund

12/17/2024

0.0651

12/17/2024

0.0814

0.6699

Ginnie Mae Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Global Bond Fund

12/17/2024

0.1064

12/17/2024

0.0000

0.0000

Global Gold Fund

12/17/2024

0.1578

12/17/2024

0.0000

0.0000

Global Real Estate Fund

12/17/2024

0.2696

12/17/2024

0.0000

0.0000

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

Global Small Cap Fund

12/17/2024

0.0203

12/17/2024

0.0000

0.0000

Government Bond Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Growth Fund

12/17/2024

0.0000

12/17/2024

0.0084

3.4462

Heritage Fund

12/17/2024

0.0000

12/17/2024

0.6066

3.1787

High Income Fund

Daily

Daily

12/05/2024

0.0000

0.0000

High-Yield Fund

Daily

Daily

12/05/2024

0.0000

0.0000

High-Yield Municipal Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Inflation-Adjusted Bond Fund

12/17/2024

0.3483

12/17/2024

0.0000

0.0000

Intermediate-Term Tax-Free Bond Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

International Growth Fund

12/17/2024

0.0851

12/17/2024

0.0000

0.0000

International Opportunities Fund

12/17/2024

0.0000

12/17/2024

0.0000

0.0000

International Small-Mid Cap Fund

12/17/2024

0.0878

12/17/2024

0.0000

0.0000

International Value Fund

12/17/2024

0.3276

12/17/2024

0.0000

0.0000

Mid Cap Value Fund

12/17/2024

0.1057

12/17/2024

0.2214

0.8069

Multisector Income Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Non-U.S. Intrinsic Value Fund

12/17/2024

0.3659

12/17/2024

0.1892

0.5337

One Choice® 2025 Portfolio

12/20/2024

0.2780

12/20/2024

0.0411

0.2570

One Choice® 2030 Portfolio

12/20/2024

0.2581

12/20/2024

0.0399

0.2047

One Choice® 2035 Portfolio

12/20/2024

0.2802

12/20/2024

0.0543

0.2993

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

One Choice® 2040 Portfolio

12/20/2024

0.2588

12/20/2024

0.0572

0.3370

One Choice® 2045 Portfolio

12/20/2024

0.2731

12/20/2024

0.0699

0.3980

One Choice® 2050 Portfolio

12/20/2024

0.2465

12/20/2024

0.0520

0.3325

One Choice® 2055 Portfolio

12/20/2024

0.2658

12/20/2024

0.0104

0.3192

One Choice® 2060 Portfolio

12/20/2024

0.2601

12/20/2024

0.0147

0.1580

One Choice® 2065 Portfolio

12/20/2024

0.2021

12/20/2024

0.0040

0.0623

One Choice® Blend Plus 2015 Portfolio

12/20/2024

0.3178

12/20/2024

0.0000

0.0000

One Choice® Blend Plus 2020 Portfolio

12/20/2024

0.2471

12/20/2024

0.0000

0.0000

One Choice® Blend Plus 2025 Portfolio

12/20/2024

0.2632

12/20/2024

0.0042

0.0748

One Choice® Blend Plus 2030 Portfolio

12/20/2024

0.2366

12/20/2024

0.0012

0.0197

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

One Choice® Blend Plus 2035 Portfolio

12/20/2024

0.2269

12/20/2024

0.0000

0.0000

One Choice® Blend Plus 2040 Portfolio

12/20/2024

0.2277

12/20/2024

0.0127

0.1045

One Choice® Blend Plus 2045 Portfolio

12/20/2024

0.2127

12/20/2024

0.0662

0.1289

One Choice® Blend Plus 2050 Portfolio

12/20/2024

0.1989

12/20/2024

0.0245

0.0787

One Choice® Blend Plus 2055 Portfolio

12/20/2024

0.1909

12/20/2024

0.0123

0.0851

One Choice® Blend Plus 2060 Portfolio

12/20/2024

0.1789

12/20/2024

0.0391

0.0798

One Choice® Blend Plus 2065 Portfolio

12/20/2024

0.1817

12/20/2024

0.0000

0.0000

One Choice® In Retirement Portfolio

12/20/2024

0.1064

12/20/2024

0.0346

0.1308

One Choice® Portfolio: Aggressive

12/20/2024

0.3772

12/20/2024

0.0000

0.0388

One Choice® Portfolio: Conservative

12/20/2024

0.1287

12/20/2024

0.0000

0.0000

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

One Choice® Portfolio: Moderate

12/20/2024

0.1964

12/20/2024

0.0000

0.0000

One Choice® Portfolio: Very Aggressive

12/20/2024

0.3740

12/20/2024

0.0047

0.0275

One Choice® Portfolio: Very Conservative

12/20/2024

0.0783

12/20/2024

0.0000

0.0000

Real Estate Fund

12/17/2024

0.1984

12/17/2024

0.0000

0.0000

Select Fund

12/17/2024

0.0000

12/17/2024

0.0000

4.5805

Short Duration Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Short Duration Inflation Protection Bond Fund

12/17/2024

0.2989

12/17/2024

0.0000

0.0000

Short Duration Strategic Income Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Short-Term Government Fund

Daily

Daily

12/05/2024

0.0000

0.0000

Small Cap Dividend Fund

12/17/2024

0.0815

12/17/2024

0.2127

0.0725

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

Small Cap Growth Fund

12/17/2024

0.0000

12/17/2024

0.0000

0.0000

Small Cap Value Fund

12/17/2024

0.0289

12/17/2024

0.1175

0.5154

Small Company Fund

12/17/2024

0.0071

12/17/2024

0.0000

0.0000

Strategic Allocation: Aggressive Fund

12/20/2024

0.1346

12/20/2024

0.0377

0.3630

Strategic Allocation: Conservative Fund

12/20/2024

0.0238

12/20/2024

0.0485

0.2256

Strategic Allocation: Moderate Fund

12/20/2024

0.0336

12/20/2024

0.0286

0.2066

Sustainable Equity Fund

12/17/2024

0.3400

12/17/2024

0.0000

3.2552

Ultra® Fund

12/17/2024

0.0000

12/17/2024

0.0000

3.3223

Utilities Fund

12/17/2024

0.0733

12/17/2024

0.0000

0.0000

Value Fund

12/17/2024

0.0413

12/17/2024

0.0130

0.6214

Zero Coupon 2025 Fund

12/06/2024

5.4288

12/06/2024

0.0000

0.0000


Note:
 Money market funds declare dividends daily and distribute income monthly. These funds are expected to make only regular monthly income distributions on December 31, 2024, and are not listed above.

Regulations regarding distributions can be complex, and there are several methods for managing your tax liability. Please consult a tax advisor about your particular circumstances. You also may obtain helpful information by calling the Internal Revenue Service at 1-800-829-1040 or visiting https://www.irs.gov.

Variable Portfolios 2024 Estimated Distributions

As of 10/31/20242

Fund Name

Ordinary Income
Pay Date
4

Ordinary Income
Per Share
3

Capital Gain
Pay Date
4

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

VP Avantis Global Equity Allocation Fund10

12/20/2024

0.0960

N/A

0.0000

0.0000

VP Balanced Fund12

N/A

N/A

N/A

N/A

N/A

VP Disciplined Core Value Fund12

N/A

N/A

N/A

N/A

N/A

VP Inflation Protection Fund12

N/A

N/A

N/A

N/A

N/A

VP Large Company Value Fund12

N/A

N/A

N/A

N/A

N/A

VP Mid Cap Value Fund12

N/A

N/A

N/A

N/A

N/A

VP Value Fund12

N/A

N/A

N/A

N/A

N/A

Exchange Traded Funds 2024 Estimated Distributions

As of 10/31/20242

Fund Name

Ordinary Income
Pay Date
7

Ordinary Income
Per Share
3

Capital Gain
Pay Date
7

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

American Century® California Municipal Bond ETF (CATF)5

12/19/2024

0.1236

12/19/2024

0.0000

0.0000

American Century® Diversified Corporate Bond ETF (KORP)5

12/19/2024

0.1974

12/19/2024

0.0000

0.0000

American Century® Diversified Municipal Bond ETF (TAXF)5

12/19/2024

0.1500

12/19/2024

0.0000

0.0000

American Century® Emerging Markets Bond ETF (AEMB)5, 13

N/A

N/A

N/A

N/A

N/A

American Century® Focused Dynamic Growth ETF (FDG)A, 9

12/19/2024

0.0000

12/19/2024

0.0000

0.0000

American Century® Focused Large Cap Value ETF (FLV)A, 9

12/19/2024

0.2472

12/19/2024

0.0000

0.0000

American Century® Low Volatility ETF (LVOL)5

12/19/2024

0.1462

12/19/2024

0.0000

0.0000

American Century® Mid Cap Growth Impact ETF (MID)A, 8, 9

12/19/2024

0.0011

12/19/2024

0.0000

0.0000

American Century® Multisector Floating Income ETF (FUSI)5

12/19/2024

0.2631

12/19/2024

0.0000

0.0531

American Century® Multisector Income ETF (MUSI)5

12/19/2024

0.2249

12/19/2024

0.0000

0.0000

Fund Name

Ordinary Income
Pay Date
7

Ordinary Income
Per Share
3

Capital Gain
Pay Date
7

Short-Term Capital Gain Per Share

Long-Term Capital Gains Per Share

American Century® Quality Convertible Securities ETF (QCON)5

12/19/2024

0.0751

12/19/2024

0.0000

0.0000

American Century® Quality Diversified International ETF (QINT)6

12/19/2024

0.6909

12/19/2023

0.0000

0.0000

American Century® Quality Preferred ETF (QPFF)5

12/19/2024

0.1755

12/19/2024

0.0000

0.0000

American Century® Select High Yield ETF (AHYB)5

12/19/2024

0.2323

12/19/2024

0.0000

0.0000

American Century® Short Duration Strategic Income ETF (SDSI)5

12/19/2024

0.2181

12/19/2024

0.0000

0.0000

American Century® Sustainable Equity ETF (ESGA)A, 9

12/19/2024

0.1348

12/19/2024

0.0000

0.0000

American Century® Sustainable Growth ETF (ESGY)A, 8, 9

12/19/2024

0.0000

12/19/2024

0.0000

0.0000

American Century® U.S. Quality Growth ETF (QGRO)6

12/19/2024

0.0144

12/19/2024

0.0000

0.0000

American Century® U.S. Quality Value ETF (VALQ)6

12/19/2024

0.2229

12/19/2024

0.0000

0.0000

  • You may have to pay more money to trade the ETFs' shares. These ETFs will provide less information to traders, who tend to charge more for trades when they have less information.

  • The price you pay to buy ETF shares on an exchange may not match the value of the ETF's portfolio. The same is true when you sell shares. These price differences may be greater for these ETFs compared to other ETFs because it provides less information to traders.

  • These additional risks may be even greater in bad or uncertain market conditions.

  • The ETF will publish on their website each day a "Proxy Portfolio" designed to help trading in shares of the ETF. While the Proxy Portfolio includes some of the ETF's holdings, it is not the ETF's actual portfolio.

The differences between these ETFs and other ETFs may also have advantages. By keeping certain information about the ETFs secret, these ETF may face less risk that other traders can predict or copy its investment strategy. This may improve the ETFs' performance. If other traders are able to copy or predict the ETFs' investment strategy, however, this may hurt the ETFs' performance.

For additional information regarding the unique attributes and risks of these ETFs, see the additional risk discussion at the end of this material.

Exchange Traded Funds (ETFs) are bought and sold through exchange trading at market price (not NAV), and are not individually redeemed from the fund. Shares may trade at a premium or discount to their NAV in the secondary market. Brokerage commissions will reduce returns.

Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than the original cost. Past performance is no guarantee of future results.

Exchange Traded Funds (ETFs): Foreside Fund Services, LLC - Distributor, not affiliated with American Century Investment Services, Inc.

Need Additional Help?

Dividend income estimates for income funds that declare distributions daily are not generally listed, although they may pay distributions. In addition, some stock funds in the chart may show no estimated distributions at this time. However, please keep in mind that this may change.

The estimates provided are as of October 31, 2024. Keep in mind that market conditions, portfolio changes and/or changes in outstanding fund shares could affect these estimates substantially. In addition, there is a possibility that funds not listed above could be eligible to pay a capital gains distribution. This information is not final and is subject to change until the ex-dividend date.

The estimates in this chart do not reflect calculations for Qualified Dividends. However, those calculations, if applicable, will appear on Form 1099-DIV sent in late January 2025.

Per-share distributions are paid to investors who are shareholders of record with American Century Investments the business day before the payable date.

This fund is an actively managed ETF that does not seek to replicate the performance of a specified index. To determine whether to buy or sell a security, the portfolio managers consider, among other things, various fund requirements and standards, along with economic conditions, alternative investments, interest rates and various credit metrics. If the portfolio manager considerations are inaccurate or misapplied, the fund's performance may suffer.

This fund is not actively managed and the portfolio managers do not attempt to take defensive positions under any market conditions, including declining markets. The portfolio managers also do not generally add or remove a security from the fund until such security is similarly added or removed from the underlying index. Therefore, the fund may hold an underperforming security or not hold an outperforming security until the underlying index reacts. This may result in underperformance compared to the market generally. In addition, there is no assurance that the underlying index will be determined, composed or calculated accurately. While the index provider provides descriptions of what the underlying index is designed to achieve, the index provider does not guarantee the quality, accuracy or completeness of data in respect of its indices, and does not guarantee that the underlying index will be in line with the described index methodology. Gains, losses or costs to the fund caused by errors in the underlying index may therefore be borne by the fund and its shareholders.

Per-share distributions are determined on ex-date 12/17/2024 for shareholders of record the business day after the ex-date.

ESGY, MID: The fund is classified as non-diversified. Because it is non-diversified, it may hold large positions in a small number of securities. To the extent it maintains such positions; a price change in any one of those securities may have a greater impact on the fund's share price than if it were diversified.

The fund is an actively managed ETF that does not seek to replicate the performance of a specified index.

Proxy Portfolio Risk: The goal of the Proxy Portfolio is to track closely the daily performance of the Actual Portfolio. The Proxy Portfolio is designed to reflect the economic exposures and the risk characteristics of the Actual Portfolio on any given trading day.

  • ETFs trading on the basis of a published Proxy Portfolio may exhibit wider premiums and discounts, bid/ask spreads, and tracking error than other ETFs using the same investment strategies that publish their portfolios on a daily basis, especially during periods of market disruption or volatility. Therefore, shares of the fund may cost investors more to trade than shares of a traditional ETF.

  • Each day the fund calculates the overlap between the holdings of the prior Business Day's Proxy Portfolio compared to the Actual Portfolio (Proxy Overlap) and the difference, in percentage terms, between the Proxy Portfolio per share NAV and that of the Actual Portfolio (Tracking Error).

  • Although the fund seeks to benefit from keeping its portfolio information secret, market participants may attempt to use the Proxy Portfolio to identify a fund's trading strategy, which if successful, could result in such market participants engaging in certain predatory trading practices that may have the potential to harm the fund and its shareholders.

Premium/Discount Risk: Although the Proxy Portfolio is intended to provide investors with enough information to allow for an effective arbitrage mechanism that will keep the market price of the fund at or close to the underlying net asset value (NAV) per share of the fund, there is a risk (which may increase during periods of market disruption or volatility) that market prices will vary significantly from the underlying NAV of the fund.

Trading Issues Risk: Trading halts may have a greater impact on this fund compared to other ETFs due to the fund's nontransparent structure.

Authorized Participant Concentration Risk: Only an authorized participant may engage in creation or redemption transactions directly with the fund. The fund may have a limited number of institutions that act as authorized participants. The fact that the fund is offering a novel and unique structure may affect the number of entities willing to act as Authorized Participants. During times of market stress, Authorized Participants may be more likely to step away from this type of ETF than a traditional ETF.

Many of American Century’s investment strategies incorporate sustainability factors, using environmental, social, and/or governance (ESG) data, into their investment processes in addition to traditional financial analysis. However, when doing so, the portfolio managers may not consider sustainability-related factors with respect to every investment decision and, even when such factors are considered, they may conclude that other attributes of an investment outweigh sustainability factors when making decisions for the portfolio. The incorporation of sustainability factors may limit the investment opportunities available to a portfolio, and the portfolio may or may not outperform those investment strategies that do not incorporate sustainability factors. ESG data used by the portfolio managers often lacks standardization, consistency, and transparency, and for certain companies such data may not be available, complete, or accurate.

Sustainable Investing Definitions:

  • Integrated: An investment strategy that integrates sustainability-related factors aims to make investment decisions through the analysis of sustainability factors alongside other financial variables in an effort to make more informed investment decisions. A portfolio that incorporates sustainability factors may or may not outperform those investment strategies that do not incorporate sustainability factors. Portfolio managers have ultimate discretion in how sustainability factors may impact a portfolio’s holdings, and depending on their analysis, investment decisions may not be affected by sustainability factors.

  • Sustainability Focused: A sustainability-focused investment strategy seeks to invest, under normal market conditions, in securities that meet certain sustainability-related criteria or standards in an effort to promote sustainable characteristics, in addition to seeking superior, long-term, risk-adjusted returns. Alternatively, or in addition to traditional financial analysis, the investment strategy may filter its investment universe by excluding certain securities, industry, or sectors based on sustainability factors and/or business activities that do not meet specific values or norms. A sustainability focus may limit the investment opportunities available to a portfolio. Therefore, the portfolio may underperform or perform differently than other portfolios that do not have a sustainability investment focus. Sustainability-focused investment strategies include but are not limited to exclusionary, positive screening, best-in-class, improvers, thematic, and impact approaches.

American Century Investments Variable Portfolio Funds (VP Funds) are a series of investment choices available exclusively through variable annuity and variable universal life products. There are no plans to distribute VP Funds in any other way. Performance will vary based on the fees and expenses assessed with investments in variable insurance products. Those charges are disclosed in the separate account prospectus.

The VP Funds are managed by the same management team using the same objectives, approach, and philosophy as the retail fund. The VP portfolios are managed in a manner that under normal circumstances should produce similar performance. However, it is important to note that there are additional fees and charges assessed with investments in variable insurance products, those charges are disclosed in the separate account prospectus. The fees and charges will reduce returns when compared to that of the retail fund. There is no guarantee that the management team will achieve the same or similar performance in the future.

On April 26, 2024, this fund was reorganized into a substantially similar series and class of Lincoln Variable Insurance Products Trust. Please see the prospectus supplement dated April 4, 2024, for more information.

Effective October 3, 2024, this ETF liquidated.

IRS Circular 230 Disclosure: American Century Companies, Inc. and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone unaffiliated with American Century Companies, Inc. of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

This information is for educational purposes only and is not intended as tax advice. Please consult your tax advisor for more detailed information or for advice regarding your individual situation.